What is Stonki, exactly?

Stonki is your AI-powered investment advisor that goes beyond simple tracking. It helps you analyze markets and individual stocks, build complex option strategies, and acts as your personal portfolio manager. Simply describe your market ideas in plain English, and Stonki transforms them into structured trading plans—complete with monitoring, alerts, risk management, and ongoing performance analysis. Whether you're researching opportunities, implementing sophisticated strategies, or managing your entire portfolio, Stonki provides the intelligence and insights to help you trade smarter.

Is Stonki licensed for financial advice?

Stonki is operated by Quangentics Inc., a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). For U.S. clients who enter into a written Client Agreement, we provide personalized investment advisory services on a non-discretionary basis, which creates a fiduciary relationship. However, it's important to note that SEC registration does not constitute an endorsement by the SEC and does not imply a certain level of skill or training. All investment decisions remain yours.

How do I start using Stonki on the web app?

Simply sign up to start your 14-day free trial, describe your trading idea in plain English, and our AI will transform it into a structured trading recipe. You can then monitor, adjust, and implement your strategies with Stonki's guidance and alerts.

What is a Stonki Recipe?

A Stonki Recipe is a structured trading plan created from your market ideas. It includes entry/exit conditions, risk management rules, and monitoring parameters. Think of it as a blueprint for your trading strategy that our AI helps you build and track, alerting you when conditions are met.

What's unique about Stonki compared to other tools?

Stonki acts as your proactive AI investment advisor. Simply describe what you're looking for in plain English—whether it's finding stocks with specific fundamental or technical criteria, building complex strategies, or tracking positions—and Stonki handles the rest. It continuously monitors your convictions, alerts you when conditions change, and keeps you informed without requiring any coding or constant manual checking. It's like having a dedicated analyst working 24/7 on your portfolio.

Can Stonki connect with my broker?

We're actively working on broker integrations that will allow Stonki to sync with your brokerage account. These connections will be read-only, meaning Stonki can view your positions and provide insights, but will never execute trades on your behalf. You'll maintain complete control over all trading decisions while Stonki provides intelligent analysis and recommendations based on your actual portfolio.

Absolutely. We use bank-level encryption for all data transmission and storage. Your trading strategies, account information, and personal data are protected with industry-standard security protocols. We never share your data with third parties.

Stonki offers two plans: Basic at $20/month with unlimited AI chat, real-time market data, and up to 3 active preset monitoring tasks; and Premium at $50/month with everything in Basic plus unlimited preset monitoring tasks, 5 custom monitoring tasks per month, and priority support. You can try Premium free for 14 days to explore all features before committing.

I'm totally new to investing—can I still use this?

Yes! Stonki is designed for traders of all levels. Our AI guides you through the process, explains market concepts, and helps you build sound strategies. Start with the Free Beta to learn the basics, then upgrade as you grow more confident.

AI Options Trading Strategies for 2026

2026 Market Outlook: Navigating the "AI Execution" Phase with Smart Options Strategies

As we look toward 2026, the financial landscape is shifting from speculative hype to tangible execution. Major investment banks are projecting cautiously optimistic returns, with S&P 500 targets ranging from 7,200 to 7,750—representing a potential 3-12% upside from current levels.

However, with valuations stretched in mega-cap tech and sticky inflation lingering around 2.6%, simply buying and holding an index fund might not be the most efficient path to wealth generation this year. This is where AI investment advice and sophisticated options trading strategies become essential tools for the modern investor.

At Stonki, an SEC Registered Investment Advisor, we specialize in providing non-discretionary investment guidance. We analyze the noise, monitor the Greeks, and send you personalized alerts—empowering you to make informed decisions and execute trades in your own brokerage account.

Here is our comprehensive outlook for 2026 and how you can utilize AI-powered options recommendations to capitalize on these trends.

The Macro View: Three Tailwinds and Three Headwinds

The consensus for 2026 centers around a "soft landing" scenario supported by three powerful drivers:

AI Monetization: Moving from "who is building AI?" to "who is making money from AI?"
Earnings Growth: Corporate earnings are expected to grow 13-17%.
Fed Support: Anticipated rate cuts in early 2026 should support asset valuations.

However, risks remain. A 35% recession probability, potential geopolitical volatility, and stretched tech valuations suggest that risk management guidance is just as critical as picking winners. This environment is perfect for defined risk options strategies like credit spreads or income-focused options strategies like covered calls to hedge against stagnation.

Top Tier Opportunities & AI Stock Analysis

Based on our latest AI stock analysis and market consensus, here are the sectors and specific tickers poised for leadership in 2026.

1. AI Infrastructure Winners

The "pick and shovel" plays are still dominant, but valuation matters.

Micron (MU) - $276: Leading memory chips for AI with 45% revenue growth. Despite being up 225% YTD, its PEG of 0.13 suggests it is still reasonably valued.
Lam Research (LRCX) - $175: A critical semiconductor equipment maker with a massive 62% ROE.

Stonki Strategy Tip: High-growth tech stocks often come with high implied volatility. This makes them excellent candidates for selling options for income. Our algorithms might recommend a covered call strategy here to collect inflated premiums while holding the long stock.

2. Quality Compounders

These companies offer resilience if the economy slows down.

Mastercard (MA) - $576: Exceptional 186% ROE and 96% gross margins. A recession-resistant play.
Meta (META) - $665: AI integration is driving 21% revenue growth. Advertising recovery remains intact.

3. Broadening Market Leadership

Money is rotating out of pure tech into industrials and infrastructure.

Parker-Hannifin (PH) - $887: An industrial play on aerospace with strong returns on equity.
Union Pacific (UNP) - $234: A beneficiary of onshoring and infrastructure buildout.
First Solar (FSLR) - $269: Benefiting from the IRA and U.S. solar manufacturing advantages.

How to Trade Options with AI Advice in 2026

Understanding what to buy is only half the battle. Knowing how to structure the trade is where Stonki’s AI investment analysis shines. We don't just give you a ticker; we help you build a personalized trading plan.

Generating Income: The Wheel Strategy & Covered Calls

With markets potentially trading sideways or grinding slowly higher, theta decay strategies are paramount.

AI Covered Call Recommendations: If you own META or MU, Stonki analyzes options Greeks (specifically Delta and Theta) to recommend the optimal strike price to sell against your shares. This allows you to generate weekly options income while capping upside risk.
AI Wheel Strategy Advice: For stocks you want to own (like UNP or MRK), our AI might suggest selling cash secured puts at support levels. You collect premium while waiting to buy the stock at a discount.

Managing Risk: Defined Risk Strategies

If you are concerned about the 35% recession probability, simply buying calls is risky.

Vertical Spreads: Stonki may recommend vertical spreads (like debit spreads for bullish moves or credit spreads for neutral/income setups). These strategies limit your maximum loss upfront.
Iron Condor: If our options flow analysis suggests a stock like Mastercard (MA) will remain range-bound, an iron condor allows you to profit from the lack of movement.

The Stonki Advantage: Non-Discretionary AI Guidance

In a world of "black box" trading bots, Stonki stands out by keeping you in control. As an SEC Registered Investment Advisor, our fiduciary duty is to provide the best AI investment advisor app experience without taking custody of your funds.

What We Do:

Analyze Market Conditions: We process data on unusual options activity, earnings reports, and macro trends.
Create Personalized Plans: We tailor recommendations based on your goals (e.g., aggressive growth vs. options income strategies).
Monitor and Alert: We watch your portfolio 24/7. If options Greeks shift unfavorably or a profit target is hit, we send a notification immediately.

What We Do NOT Do:

We do NOT execute trades: You are the captain. We provide the map and navigation; you steer the ship through your brokerage.
We do NOT hold your money: Your funds stay safely in your own brokerage account.
We do NOT auto-trade: There is no "black box" execution. Every trade is your decision.

Conclusion: Prepare for the Year Ahead

2026 promises to be a year where stock selection and strategy execution matter more than ever. The "tide that lifts all boats" may be receding, leaving only the strongest swimmers—companies like Micron, Meta, and First Solar.

Whether you are interested in 0DTE options trading analysis for short-term insights or building a robust options portfolio hedging strategy for the long haul, Stonki is here to guide you.

Ready to upgrade your trading with institutional-grade AI?

Let Stonki analyze the data, monitor the risks, and recommend your next move. You stay in control; we just make sure you're driving with the best GPS on the market.

Market Context for 2026