What is Stonki, exactly?

Stonki is your AI-powered investment advisor that goes beyond simple tracking. It helps you analyze markets and individual stocks, build complex option strategies, and acts as your personal portfolio manager. Simply describe your market ideas in plain English, and Stonki transforms them into structured trading plans—complete with monitoring, alerts, risk management, and ongoing performance analysis. Whether you're researching opportunities, implementing sophisticated strategies, or managing your entire portfolio, Stonki provides the intelligence and insights to help you trade smarter.

Is Stonki licensed for financial advice?

Stonki is operated by Quangentics Inc., a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). For U.S. clients who enter into a written Client Agreement, we provide personalized investment advisory services on a non-discretionary basis, which creates a fiduciary relationship. However, it's important to note that SEC registration does not constitute an endorsement by the SEC and does not imply a certain level of skill or training. All investment decisions remain yours.

How do I start using Stonki on the web app?

Simply sign up to start your 14-day free trial, describe your trading idea in plain English, and our AI will transform it into a structured trading recipe. You can then monitor, adjust, and implement your strategies with Stonki's guidance and alerts.

What is a Stonki Recipe?

A Stonki Recipe is a structured trading plan created from your market ideas. It includes entry/exit conditions, risk management rules, and monitoring parameters. Think of it as a blueprint for your trading strategy that our AI helps you build and track, alerting you when conditions are met.

What's unique about Stonki compared to other tools?

Stonki acts as your proactive AI investment advisor. Simply describe what you're looking for in plain English—whether it's finding stocks with specific fundamental or technical criteria, building complex strategies, or tracking positions—and Stonki handles the rest. It continuously monitors your convictions, alerts you when conditions change, and keeps you informed without requiring any coding or constant manual checking. It's like having a dedicated analyst working 24/7 on your portfolio.

Can Stonki connect with my broker?

We're actively working on broker integrations that will allow Stonki to sync with your brokerage account. These connections will be read-only, meaning Stonki can view your positions and provide insights, but will never execute trades on your behalf. You'll maintain complete control over all trading decisions while Stonki provides intelligent analysis and recommendations based on your actual portfolio.

Absolutely. We use bank-level encryption for all data transmission and storage. Your trading strategies, account information, and personal data are protected with industry-standard security protocols. We never share your data with third parties.

Stonki offers two plans: Basic at $20/month with unlimited AI chat, real-time market data, and up to 3 active preset monitoring tasks; and Premium at $50/month with everything in Basic plus unlimited preset monitoring tasks, 5 custom monitoring tasks per month, and priority support. You can try Premium free for 14 days to explore all features before committing.

I'm totally new to investing—can I still use this?

Yes! Stonki is designed for traders of all levels. Our AI guides you through the process, explains market concepts, and helps you build sound strategies. Start with the Free Beta to learn the basics, then upgrade as you grow more confident.

Top 10 Stock Picks for 2026: AI-Powered Options Recommendations

As we navigate 2026, the market landscape has shifted dramatically. The AI infrastructure buildout has matured from a gold rush to an industrial revolution, healthcare is rebounding from post-pandemic lows, and the space economy is finally becoming commercially viable. For the modern investor, simply buying and holding stocks is no longer the only—or most efficient—path to wealth generation.

At Stonki, we believe in combining fundamental strength with the power of options trading strategies to enhance returns and manage risk. Whether you are looking for aggressive growth or steady income, our AI-powered investment advice helps you navigate these opportunities with precision.

Below, we break down our top 10 stock picks for 2026 and explore how to utilize AI options advice to optimize these positions.

The Philosophy: AI-Powered Portfolio Construction

Before diving into the tickers, it is crucial to understand how to structure a portfolio for resilience. A personalized trading plan for 2026 should balance growth, value, and speculative plays. We recommend a weighted approach:

50% Growth: The core engines of your portfolio (AI & Tech).
30% Value: Stability, dividends, and defensive plays.
20% Speculative: High-risk, asymmetric upside potential.

While Stonki analyzes market conditions and provides specific recommendations, remember that as a non-discretionary SEC Registered Investment Advisor, we empower you to make the final decision. We do not execute trades or access your funds; instead, we provide the AI investment analysis you need to execute trades in your own brokerage account with confidence.

Value Plays: Income & Stability

These selections are ideal candidates for selling options for income, specifically the covered call strategy or cash secured puts to enter positions at a discount.

1. JPMorgan Chase (JPM) - $325.78

The Financial Fortress. JPM remains the best-in-class financial institution. With ROE at 16.4% and operating margins of 26.4%, it benefits from the sustained higher-rate environment.

Stonki Strategy Insight: Given the stock is trading near highs, investors might look for AI-powered options recommendations regarding cash secured puts. This allows you to potentially collect premium while waiting for a pullback to enter.

2. Pfizer (PFE) - $25.15

The Contrarian Turnaround. Down 6% YTD, PFE offers a massive 6.86% dividend yield. Trading at 14.6x earnings, this is a classic value play.

Stonki Strategy Insight: This is a prime candidate for the wheel strategy. The high dividend yield combined with premium from selling puts or calls can generate significant weekly options income while waiting for the stock to appreciate.

3. UnitedHealth (UNH) - $331.06

Value Hunting. Down 35% from its highs, UNH is trading at a discount (17.3x P/E) despite strong revenue growth ($435B).

Stonki Strategy Insight: Use options Greeks analysis to monitor IV (Implied Volatility). If IV spikes, selling out-of-the-money puts can offer a defined entry point below current market prices.

Growth Plays: The AI Core

For these high-momentum stocks, risk management guidance is essential. AI stock analysis can help identify when the trend is overheating or when to hedge using vertical spreads.

4. NVIDIA (NVDA) - $186.71

The Infrastructure King. With revenue exploding +65% YoY and 53% net margins, NVDA remains the leader in data center demand. At 46x P/E, it isn't cheap, but the growth justifies the premium.

Stonki Strategy Insight: High premiums make NVDA a favorite for advanced traders. However, due to volatility, defined risk options strategies like credit spreads are often safer than naked calls or puts.

5. Alphabet (GOOGL) - $312.40

The AI Integrator. Up +63% YTD. Google's dominance in search, combined with Gemini integration and cloud growth, creates multiple catalysts.

Stonki Strategy Insight: A consistent compounder. AI investment advice often points to LEAPS (Long-Term Equity Anticipation Securities) for long-term exposure with less capital outlay than buying shares outright.

6. Microsoft (MSFT) - $487.67

The Steady Compounder. Azure and Copilot monetization are ramping up. With 35.7% net margins, MSFT is a stock to hold through any environment.

Stonki Strategy Insight: Ideal for a conservative covered call strategy. Selling low-delta calls against a long stock position can enhance yield without risking the core shares too aggressively.

7. Meta (META) - $658.84

Efficiency & AI. Revenue is up 21.3% YoY. Trading at 29x earnings, Meta looks cheaper than its peers given its growth profile.

Stonki Strategy Insight: Options flow analysis frequently shows strong institutional support here. Monitoring these flows can help confirm trend strength.

Speculative Plays: Asymmetric Upside

These stocks carry high volatility. Stonki helps plan your risk exposure here, ensuring you don't over-leverage.

8. Palantir (PLTR) - $184.75

The Momentum Monster. Up +142% YTD. The P/E of 432x is sky-high, but the commercial AI software story is compelling.

Stonki Strategy Insight: Extreme volatility means high option premiums. This attracts 0DTE options trading speculators, but for a smarter approach, look for AI wheel strategy advice to manage entries and exits methodically.

9. Rocket Lab (RKLB) - $70.92

The Space Economy. Up +178% YTD. As the Neutron rocket launches in 2026, RKLB is solidifying its place as the leader in the small satellite market.

Stonki Strategy Insight: Speculative growth often requires options portfolio hedging. Buying protective puts can lock in gains after such a massive run-up.

10. Shopify (SHOP) - $169.00

E-Commerce Recovery. Up +57% YTD. As SMB spending recovers, Shopify's platform effect strengthens.

Stonki Strategy Insight: Use technical analysis provided by Stonki to identify support levels for entry.

Enhancing Returns with AI Investment Advice

Investing in 2026 isn't just about picking the right ticker; it's about execution and management. This is where Stonki changes the game.

How Stonki Supports Your Trading:

Personalized Trading Plans: We analyze your financial goals and risk tolerance to suggest the right mix of the stocks above.
AI Options Advice: We don't just say "buy JPM." We analyze the options Greeks (Delta, Theta, Gamma) to recommend specific strike prices and expiration dates for income strategies like covered calls.
Portfolio Monitoring: Our AI watches the market 24/7. If unusual options activity occurs in NVDA or PLTR, you get a notification instantly.
Risk Management: We provide guidance on position sizing and theta decay strategies to ensure you aren't overexposed to time-value loss.

Important Compliance Note: Stonki provides non-discretionary advice. We analyze the data and create the roadmap, but Stonki does not execute trades or access your brokerage accounts. You remain in full control of your funds and execution.

Conclusion

The opportunities in 2026 are vast, from the stability of JPMorgan to the explosive potential of Rocket Lab. However, the difference between an average return and a superior one often lies in how you manage those positions.

By leveraging AI-powered options recommendations and sticking to a disciplined, personalized options trading plan, you can navigate the market with the confidence of a professional trader.

Ready to upgrade your portfolio strategy? Let Stonki's AI analyze the market for you today.

My Top 10 Stock Picks for 2026 (Balanced, Intentional, Asymmetric)