What is Stonki, exactly?

Stonki is your AI-powered investment advisor that goes beyond simple tracking. It helps you analyze markets and individual stocks, build complex option strategies, and acts as your personal portfolio manager. Simply describe your market ideas in plain English, and Stonki transforms them into structured trading plans—complete with monitoring, alerts, risk management, and ongoing performance analysis. Whether you're researching opportunities, implementing sophisticated strategies, or managing your entire portfolio, Stonki provides the intelligence and insights to help you trade smarter.

Is Stonki licensed for financial advice?

Stonki is operated by Quangentics Inc., a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). For U.S. clients who enter into a written Client Agreement, we provide personalized investment advisory services on a non-discretionary basis, which creates a fiduciary relationship. However, it's important to note that SEC registration does not constitute an endorsement by the SEC and does not imply a certain level of skill or training. All investment decisions remain yours.

How do I start using Stonki on the web app?

Simply sign up to start your 14-day free trial, describe your trading idea in plain English, and our AI will transform it into a structured trading recipe. You can then monitor, adjust, and implement your strategies with Stonki's guidance and alerts.

What is a Stonki Recipe?

A Stonki Recipe is a structured trading plan created from your market ideas. It includes entry/exit conditions, risk management rules, and monitoring parameters. Think of it as a blueprint for your trading strategy that our AI helps you build and track, alerting you when conditions are met.

What's unique about Stonki compared to other tools?

Stonki acts as your proactive AI investment advisor. Simply describe what you're looking for in plain English—whether it's finding stocks with specific fundamental or technical criteria, building complex strategies, or tracking positions—and Stonki handles the rest. It continuously monitors your convictions, alerts you when conditions change, and keeps you informed without requiring any coding or constant manual checking. It's like having a dedicated analyst working 24/7 on your portfolio.

Can Stonki connect with my broker?

We're actively working on broker integrations that will allow Stonki to sync with your brokerage account. These connections will be read-only, meaning Stonki can view your positions and provide insights, but will never execute trades on your behalf. You'll maintain complete control over all trading decisions while Stonki provides intelligent analysis and recommendations based on your actual portfolio.

Absolutely. We use bank-level encryption for all data transmission and storage. Your trading strategies, account information, and personal data are protected with industry-standard security protocols. We never share your data with third parties.

Stonki offers two plans: Basic at $20/month with unlimited AI chat, real-time market data, and up to 3 active preset monitoring tasks; and Premium at $50/month with everything in Basic plus unlimited preset monitoring tasks, 5 custom monitoring tasks per month, and priority support. You can try Premium free for 14 days to explore all features before committing.

I'm totally new to investing—can I still use this?

Yes! Stonki is designed for traders of all levels. Our AI guides you through the process, explains market concepts, and helps you build sound strategies. Start with the Free Beta to learn the basics, then upgrade as you grow more confident.

AI Options Advice: Build a High-Growth Portfolio

Is Your Portfolio "Barbelled"? Balancing AI Moonshots with Durable Compounders

We are witnessing one of the greatest technological shifts in history. The AI boom is not just a buzzword; it is a fundamental restructuring of how the global economy operates. If you are an investor looking at the markets today, you have likely built a "smart core" around AI infrastructure, fintech disruption, and high-upside plays.

However, AI investment analysis often reveals a common structural flaw in aggressive portfolios: the "Barbell Effect." This occurs when a portfolio is heavy on mega-cap tech titans and very speculative small caps, but lacks the proven growers in the middle.

At Stonki, an SEC Registered Investment Advisor, we specialize in providing AI-powered investment advice to help you optimize your holdings. While we provide non-discretionary advice—meaning we monitor and alert while you execute the trades in your own brokerage account—our goal is to help you build a personalized trading plan that balances risk with massive upside.

Let’s break down a high-potential portfolio, identify the gaps, and explore how to use options trading strategies to generate income and manage risk.

The Core Portfolio: Titans, Disruptors, and Moonshots

Let's look at a hypothetical portfolio that many growth-focused investors are holding right now. It includes 15 distinct names tailored toward the future:

$SOFI: The top contender for the best fintech in America.
$TSLA: The global leader in manufacturing and real-world AI.
$NVDA: The undisputed king of compute networking and GPU processing.
$PLTR: The premier ontology AI tech play.
$HOOD: The best retail trading platform, expanding into prediction markets.
$NU: A massive international fintech growth story.
$AMZN: The cashflow machine of e-commerce plus the backbone of the web (AWS).
$EOSE: An American battery storage beast (high risk/reward).
$BMNR: A leading DAT (Digital Asset Trading) player.
$COST: The best wholesaler in the world (consumer defense).
$RKLB: The "picks and shovels" business for the space economy.
$IREN: The AI Data Center king.
$GOOGL: The cash cow of search and deep AI integration.
$LMND: An up-and-coming insurance disruptor.
$ONDS: A speculative play on drone infrastructure.

The Logic

The logic here is sound: You own the pickaxes ($NVDA, $GOOGL), the builders ($TSLA, $PLTR), and the disruptors ($SOFI, $HOOD, $NU).

However, from a 5-year compounding perspective, this portfolio is heavily barbelled. You have safety in the trillion-dollar club ($AMZN, $GOOGL) and massive volatility in the small caps ($EOSE, $ONDS), but you are missing the "quiet compounders."

The Missing Link: Infrastructure and Healthcare

To smooth out volatility and let time do the heavy lifting, Stonki suggests looking at durable winners that sit directly underneath the AI boom without being priced for perfection. These are the companies that quietly stack value while the moonshots do their thing.

1. The Toll Booths of AI

Rather than betting on a single product cycle, consider names like $ASML and $AVGO (Broadcom). They are foundational to everything $NVDA and the hyperscalers are doing. They are the toll booths of the AI revolution.

2. The "Must-Have" Infrastructure

As AI scales, security and networking become non-negotiable. $CRWD (CrowdStrike), $NET (Cloudflare), and $ANET (Arista Networks) provide the critical layer of infrastructure required for the modern web. Additionally, $SHOP fits well here as a long-term play for global commerce infrastructure.

3. AI in Healthcare

Your portfolio is currently light on healthcare, which is where machine learning investment analysis suggests real productivity gains will occur over the next decade. $ISRG (Intuitive Surgical) and $DXCM (DexCom) are category leaders with monopoly-like dynamics and recurring revenue models.

Enhancing Returns with AI Options Advice

Owning the right stocks is step one. Step two is optimizing those positions for income and risk management. This is where Stonki shines. We provide AI options advice and personalized options trading plans to help you squeeze more value out of your holdings.

Here is how you can apply options strategies to this specific portfolio mix:

1. Selling Options for Income (The Titans)

For your mega-cap holdings like $NVDA, $GOOGL, and $AMZN, simply holding the stock leaves money on the table.

Strategy: Covered Call Strategy.
How it works: You sell call options against shares you already own. You collect a premium (cash) upfront.
Stonki's Role: Our AI covered call recommendations analyze options Greeks—specifically Delta and Theta—to suggest strike prices that offer good income while minimizing the risk of your shares being called away too early. This is one of the best options strategies for beginners looking for weekly options income.

2. Entering the Compounders (The Wheel)

You know you want to add $ASML or $AVGO, but they might feel expensive right now. Don't just buy at the market price—get paid to wait.

Strategy: Cash Secured Puts (The first step of the Wheel Strategy).
How it works: You sell a put option at a price lower than the current market price. If the stock drops to that price, you buy it (at a discount). If it doesn't, you keep the premium as profit.
Stonki's Role: We provide AI wheel strategy advice, helping you identify high-probability entry points based on options flow analysis and technical support levels.

3. Managing Speculative Risk

For names like $BMNR, $IREN, and $EOSE, the risk is asymmetric. These can go to zero or go vertical. Position sizing options and hedging are critical here.

Strategy: Defined Risk Options Strategies (like Vertical Spreads) or simply sizing positions correctly.
Stonki's Role: We help you monitor portfolio weighting. If a speculative play like $RKLB rallies hard, our portfolio monitoring and alerts can suggest rebalancing or using protective puts to lock in gains without selling the shares.

Understanding the Greeks: Theta is Your Friend

To successfully execute these options income strategies, you need to understand one key concept: Theta decay strategies.

Theta measures how much value an option loses as time passes.
When you are selling options for income (like Covered Calls or Iron Condors), Theta works in your favor. Every day that passes, the option you sold becomes cheaper to buy back, generating profit for your account.

Stonki simplifies this by providing AI-powered options analysis that highlights high-Theta opportunities, so you don't have to calculate the Greeks manually.

Conclusion: Build a Durable Machine

Your core thesis is strong. You have identified the future winners in Fintech and AI. However, to ensure long-term success, consider balancing the "barbell" with high-quality compounders like $ASML, $CRWD, and $ISRG.

Furthermore, stop treating your portfolio as a static list of stocks. Transform it into an income-generating machine using AI investment advice to deploy strategies like Covered Calls and Cash Secured Puts.

Ready to upgrade your trading plan? Stonki is the best AI investment advisor app 2025 for traders who want professional-grade analysis without giving up control of their accounts. We provide the roadmap; you drive the car.

Disclaimer: Stonki is an SEC Registered Investment Advisor. All information provided is for educational purposes only and does not constitute discretionary investment management. Stonki does not execute trades or access user funds. All investments involve risk, including the loss of principal.

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